Every pre-IPO fund, marketplace and platform we track - 52 providers across 8 structurally different vehicle types. Filter by structure, search by name, and compare on the things that decide your outcome. Independent: providers that pay us nothing are listed on the same terms as those that do.
Employee stock financing providers
Provider product pages reviewed 2026-10-20. These employee-specific services are not general investment routes; eligibility, approval, availability and terms vary.
| Provider | Service described by provider | Source and review date |
|---|---|---|
| EquityBee | Funding for eligible employees to exercise stock options; liquidity programs are separate. Funding is not guaranteed. | EquityBee employee funding |
| SecFi | Non-recourse financing for eligible employees exercising options, plus separate liquidity services. | Secfi option exercise financing |
| ESO Fund | Non-recourse funding for option exercise and related tax costs, subject to provider review. | ESO Fund option exercise funding |
| Vested | Funding for eligible employees' option exercise costs and taxes in exchange for a portion of exercised shares. | Vested funding FAQ |
| Liquid Stock | Funding for option exercise, taxes and other employee/shareholder liquidity needs. | Liquid Stock option exercise |
- Serves
- Accredited
- Minimum
- Verify with provider
- Structure
- Secondary Marketplace
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Accredited
- Minimum
- Verify with provider
- Structure
- Secondary Marketplace
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Accredited
- Minimum
- Verify with provider
- Structure
- Secondary Marketplace
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Institutional
- Minimum
- Verify with provider
- Structure
- Secondary Marketplace
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Verify with provider
- Minimum
- Verify with provider
- Structure
- Secondary Marketplace
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Accredited
- Minimum
- Verify with provider
- Structure
- Secondary Marketplace
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Institutional
- Minimum
- Verify with provider
- Structure
- Secondary Marketplace
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Institutional
- Minimum
- Verify with provider
- Structure
- Secondary Marketplace
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Accredited
- Minimum
- Verify with provider
- Structure
- Secondary Marketplace
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Institutional
- Minimum
- Verify with provider
- Structure
- Secondary Marketplace
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Institutional
- Minimum
- Verify with provider
- Structure
- Secondary Marketplace
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Retail
- Minimum
- Verify with provider
- Structure
- Listed Fund
- Fees
- Verify with provider
- Latest observed
- 34.74 Market-traded
- Observed
- 2026-08-28
- Serves
- Retail
- Minimum
- Verify with provider
- Structure
- Listed Fund
- Fees
- Verify with provider
- Latest observed
- 59.33 Market-traded
- Observed
- 2026-08-28
- Serves
- Retail
- Minimum
- Verify with provider
- Structure
- Listed Fund
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Retail
- Minimum
- Verify with provider
- Structure
- Listed Fund
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Accredited
- Minimum
- Verify with provider
- Structure
- Listed Fund
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Accredited
- Minimum
- Verify with provider
- Structure
- Listed Fund
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Retail
- Minimum
- Verify with provider
- Structure
- Listed Fund
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Accredited
- Minimum
- Verify with provider
- Structure
- Listed Fund
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Retail
- Minimum
- Verify with provider
- Structure
- Listed Fund
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Advisor
- Minimum
- Verify with provider
- Structure
- Feeder
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Advisor
- Minimum
- Verify with provider
- Structure
- Feeder
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Accredited
- Minimum
- Verify with provider
- Structure
- Feeder
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Accredited
- Minimum
- Verify with provider
- Structure
- Feeder
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Accredited
- Minimum
- Verify with provider
- Structure
- Feeder
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Accredited
- Minimum
- Verify with provider
- Structure
- Feeder
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Accredited
- Minimum
- Verify with provider
- Structure
- Feeder
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Accredited
- Minimum
- Verify with provider
- Structure
- Feeder
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Accredited
- Minimum
- Verify with provider
- Structure
- Feeder
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Accredited
- Minimum
- Verify with provider
- Structure
- Feeder
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Employees
- Minimum
- Verify with provider
- Structure
- Employee Stock Financing
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Employees
- Minimum
- Verify with provider
- Structure
- Employee Stock Financing
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Employees
- Minimum
- Verify with provider
- Structure
- Employee Stock Financing
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Employees
- Minimum
- Verify with provider
- Structure
- Employee Stock Financing
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Employees
- Minimum
- Verify with provider
- Structure
- Employee Stock Financing
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Retail
- Minimum
- Verify with provider
- Structure
- Equity Crowdfunding
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Retail
- Minimum
- Verify with provider
- Structure
- Equity Crowdfunding
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Retail
- Minimum
- Verify with provider
- Structure
- Equity Crowdfunding
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Retail
- Minimum
- Verify with provider
- Structure
- Equity Crowdfunding
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Retail
- Minimum
- Verify with provider
- Structure
- Equity Crowdfunding
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Retail
- Minimum
- Verify with provider
- Structure
- Equity Crowdfunding
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- India retail
- Minimum
- Verify with provider
- Structure
- Regional - India
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- India retail
- Minimum
- Verify with provider
- Structure
- Regional - India
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- India retail
- Minimum
- Verify with provider
- Structure
- Regional - India
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- India retail
- Minimum
- Verify with provider
- Structure
- Regional - India
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- India retail
- Minimum
- Verify with provider
- Structure
- Regional - India
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- India retail
- Minimum
- Verify with provider
- Structure
- Regional - India
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- UK/EU retail
- Minimum
- Verify with provider
- Structure
- Regional - UK/EU
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- UK/EU retail
- Minimum
- Verify with provider
- Structure
- Regional - UK/EU
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Accredited
- Minimum
- Verify with provider
- Structure
- Regional - Singapore
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Accredited
- Minimum
- Verify with provider
- Structure
- Regional - Singapore
- Fees
- Verify with provider
- Latest observed
- Unavailable
- Serves
- Accredited
- Minimum
- Verify with provider
- Structure
- Secondary Marketplace
- Fees
- Verify with provider
- Latest observed
- Unavailable
How to use the pre-IPO fund directory
Start with the vehicle type, not the brand. Secondary marketplaces, listed pre-IPO funds and SPV platforms are different instruments that happen to reference the same companies - they differ in who can use them, what you own, and what you pay. Once you know which structure fits your situation, comparing providers within it is straightforward. Investors outside the US should also read our country guides, including pre-IPO funds in India, since eligibility is jurisdictional.
If you are not sure which structure applies to you, the eligibility checker narrows it down in about thirty seconds.
What the pre-IPO fund listing fields mean
- Serves - the investor type the provider is built for. This gate is enforced at onboarding and is the first thing that eliminates options.
- Structure - what you legally receive: the underlying security, a unit in a vehicle, or shares of a fund.
- Minimum - the smallest cheque accepted, which varies by deal and changes often.
- Fees - the total stack, not a single headline rate. Model it over your full expected hold.
Risk disclosure
Pre-IPO and private securities are illiquid and speculative. You may lose the entire amount invested. There is no guarantee of an IPO or any other exit, valuations are indicative rather than transactable marks, and future rounds can dilute or reprice your stake. This page is general information, not advice about your circumstances.
Frequently asked questions
How many funds do you list?
Do listed providers pay you?
About the author
Ben Sim
Founder and head of research at PreIpoFunds. Writes about private-market access, fund structures, and how retail and accredited investors actually reach pre-IPO companies. Full profile and methodology →
Sources & further reading
Figures marked with a dotted underline are indicative and must be verified against the provider's own disclosures before you act on them.